There has been a bit of press on peer to peer loans. I do not have a lot of knowledge with this type of lending. Normally, the interest rate you receive is decent. There are things such as credit rating, and other lending issues that you will want to read about before investing.
I love the fact that the internet has been able to make this type of thing possible. I'm not saying it will make you a lot of money. Remember the true Rule #1: Always research your investment as much as possible before giving it your hard earned money!
But the ability to help a small business get going would be a great feeling and exactly what the wiki philosophy is all about!
The two sites I am familiar with are www.prosper.com and www.kiva.org for international dealings.
Peace to all!
The Wikiwealth portfolio consists of the following:
Sharebuilder Money Market (www.sharebuilder.com)
Optionsxpress Money Market (www.optionsxpress.com)
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